According to the statute of limitations in the State of Louisiana, you have two years from the day of the disaster, to file a lawsuit for property damage. This means that potential plaintiffs have until August 29th, 2023, to file a claim. Otherwise, they will
lose their chance to make a legal claim. Contact us if you want to talk to an experienced lawyer about this.
Home and business owners have therefore the right to file a lawsuit if they suffered damages to their property due to the flooding and extreme winds produced by the storm. To file a lawsuit on Hurricane Ida damages, there are many steps to follow:

• Don’t wait
  As we said before, there are only two years to file a lawsuit, and most of that time is already gone. So, if you were paying an insurance policy on your home or business and suffered sustained damage from Hurricane Ida, you have the right to file a claim.

• Look for proof of your relationship with the insurance company

  Any documents and communications between you and your insurer are key to this process. Don’t delete e-mails or voice messages, and keep all the documents you received in the mail if you still have them.
  Also, confirm the date on which you let your insurer know about your loss due to Hurricane Ida. This date is important to determine if the company is delaying or trying to dismiss your claim.

• Keep a record of all the lost items and property with photographs and video
  All the footage you can take or keep is useful to reach a successful outcome, especially if you registered those losses right after the storm.

• Make a list of lost items
  It is also essential to create a detailed list of your lost items to present once you file a claim. Don’t worry if the items seem too small or cheap to you, keep a record of all of them because, in these circumstances, everything counts.
  If possible, include the manufacturer’s or brand name, model, description, and serial number, as well as the year of purchase. A link to the same item from an online store is also useful for calculating how much it would cost to replace it.
  If you are having trouble remembering those items, you can check your purchases
  by contacting big retailers and asking for your purchasing history, as well as checking your banking statements.

• Read your insurance policy thoroughly
  To understand your insurance legal contracts you must read them in detail, or give them to an experienced insurance attorney to explain them to you. Sometimes, a policy establishes that it covers certain items but not others, or there may be hurricane deductibles to consider.

• Keep a record of your living expenses after the Hurricane Ida damages
  This includes transportation, medication, eating out, lodging, and repair costs associated with Hurricane Ida, which should be covered partially or totally by your policy. To do this, you must preserve the receipts and bills of these expenses, to be submitted to your insurer.

• Contact an Attorney Today

  To present your claim in the best light possible, you may need the expertise of an attorney. Sometimes, legal contracts such as a homeowner’s policy may be difficult to understand for someone not accustomed to legal jargon and procedures.
  Also, a legal advisor will know exactly how and when to file your lawsuit, as well as tell you the evidence you need to gather. We can help you through this process.
  Contact us for a free consultation.